Local Bank

Deposits cost 2%. Three account tiers pay daily interest — Low 1%, Medium 2%, High 3% — capped at $50,000 a day, but the higher tiers fail at random (about every 120 / 60 / 40 days) and wipe the account. Interest is paid at 00:00 UTC.

Transfers to other players need an account 72 hours old and rank Street Hand+, carry a 5% tax, and are capped daily by rank. On death the bank pays a 40% death tax; banking $10,000,000 or more ends beginner protection.